Last updated: January 3, 2026

Terms of Service

Welcome to Topfolio! These Terms of Service ("Terms") govern your use of our website and services. By accessing or using Topfolio, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.

You must be at least 13 years old to use Topfolio. If you are under 18, you represent that you have your parent's or guardian's permission to use our services.

2. Our Services

Topfolio provides educational content and learning tools in data analytics, including but not limited to SQL, Excel, Python, and statistics. Our services may include:

  • Video lessons and tutorials
  • Interactive exercises and practice content
  • Quizzes, assessments, and assignments
  • Certificates of completion (for eligible courses)
  • Learning progress tracking
  • Paid courses, premium content, or paid features (where offered)

3. User Accounts

To access certain features, you must create an account. You agree to:

  • Provide accurate and complete information
  • Keep your login credentials secure
  • Notify us immediately of any unauthorized access
  • Accept responsibility for all activities under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Acceptable Use

You agree NOT to:

  • Use our services for any illegal purpose
  • Share your account credentials with others
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt our services
  • Copy, distribute, or sell our content without permission
  • Use automated systems to access our services (bots, scrapers)
  • Submit false information or impersonate others
  • Harass, abuse, or harm other users
  • Use our services to cheat on assignments or misrepresent your work

5. Intellectual Property

All content on Topfolio, including but not limited to text, graphics, logos, videos, course materials, and software, is owned by Topfolio or our licensors and is protected by copyright and other intellectual property laws.

You may:

  • Access and use the content for personal, non-commercial learning
  • Share links to our courses with others
  • Display certificates you have earned

You may NOT reproduce, distribute, modify, or create derivative works from our content without prior written permission.

6. Certificates

Upon completing eligible courses, you may receive a certificate of completion. These certificates:

  • Verify that you completed the course requirements
  • May be shared on professional profiles (e.g., LinkedIn)
  • Do not represent academic credit or professional certification
  • May be revoked if earned through fraudulent means or policy violations

7. Free & Paid Services

Topfolio may offer a combination of free and paid services. Free services may include access to selected learning content and tools. Paid services may include specific courses, premium content, certifications, mentorship, or other features.

We reserve the right to:

  • Modify, suspend, or discontinue any part of our free or paid services
  • Change which content is free versus paid
  • Introduce new paid plans, products, or pricing
  • Limit availability of courses or features

8. Payments, Billing, 2-Tier Career Tracks, No-Cost EMI & Job Guarantee Terms

If you purchase a paid course, career track, premium feature, or any paid service on Topfolio, you agree to pay the applicable fees and any taxes as required. Payments are processed through third-party payment providers (e.g. Razorpay), and your purchase may be subject to their terms as well.

8.1 General Payment Terms

All fees are quoted in Indian Rupees (INR) unless otherwise specified. Prices are subject to change, but changes will not affect enrolments already completed and confirmed.

8.2 Standalone Courses & Digital Resources

All standalone course purchases, practice test packs, certificates, subscriptions, and digital resources are final and non-refundable upon access grant.

8.3 Career Track 2-Tier Pricing & Open Uncapped Enrollment Structure

The Data Analyst Career Track operates on an open, uncapped rolling enrollment model without artificial cohort caps or seat constraints. Students may enroll at any time and progress through the curriculum at their own pace via automated in-browser execution environments and proctored milestone assessments. The track is offered under two distinct enrolment tiers:

  • Tier 1 — Self-Paced Pro (₹2,499 one-time): Grants lifetime access to all core curriculum modules (8 courses, 29 modules, 226 lessons), 5 production PostgreSQL capstones, 8 milestone diagnostic assessments, interactive auto-graded sandboxes, verifiable cryptographic QR certificate, ATS Resume Building Guide & Templates, LinkedIn Profile Optimization Handbook, and Job Hunting Strategy Handbook. Consumes zero 1:1 founder coaching hours and excludes the money-back job guarantee warranty.
  • Tier 2 — Founder Career Guarantee (₹8,999 one-time): Grants everything in Self-Paced Pro plus 1:1 line-by-line ATS resume rewrite with Founder Anuj Saini (or designated senior reviewer), 1:1 live 60-minute technical/behavioral mock interview with a structured rubric scorecard, verified job application tracking in the Topfolio portal, direct async WhatsApp mentorship, and the 100% Money-Back Job Guarantee warranty outlined in Section 8.4.
  • 30-Day Tier Upgrade Policy: Any student enrolled in Self-Paced Pro may upgrade to the Founder Career Guarantee Tier within thirty (30) calendar days of initial enrolment by paying the ₹6,500 price difference (₹8,999 − ₹2,499) directly in their student dashboard. Upgrading immediately unlocks all 1:1 mentorship deliverables and the 100% Money-Back Job Guarantee warranty under Section 8.4.

8.4 Data Analyst Career Track — 100% Money-Back Job Guarantee Terms

Topfolio provides a full 100% tuition refund warranty for qualified graduates of the Data Analyst Career Track under the following contractual terms:

8.4.1 Applicable Enrolment Tier

The 100% Money-Back Job Guarantee warranty applies exclusively to students enrolled in the Founder Career Guarantee Tier (₹8,999 tuition fee). Students enrolled in the Self-Paced Pro Tier (₹2,499) receive educational software access only and are not covered by this outcome warranty.

8.4.2 Academic & Milestone Completion Criteria

To qualify for the guarantee, the student must: (a) complete 100% of the core curriculum course modules and assigned sandbox exercises; (b) pass all milestone diagnostic tests with a verified score of 80% or higher; and (c) build, verify, and submit all production capstone projects in full compliance with published rubric standards.

8.4.3 1:1 Founder Mentorship & Career Prep Milestones

The student must attend and actively complete their scheduled 1:1 ATS resume rebuild session and 1:1 live technical/behavioral mock interview with Founder Anuj Saini, implementing all designated action items on their resume and LinkedIn/Topfolio profiles.

8.4.4 Active Placement Search Commitment (120 Days Post-Completion)

Post completing all academic, capstone, and 1:1 mentorship conditions (8.4.2 & 8.4.3), the student must maintain an active, regular job search log documenting at least 50–60 tailored applications per day for a 120 calendar day period across LinkedIn, Naukri, company careers portals, or direct recruiter outreach using their Topfolio public portfolio link. All applications must be logged daily in the Topfolio system with automated/software tracking verification.

8.4.5 Bona Fide Offer Clause & Exclusions

The student must be legally eligible to work in India and must not have rejected a bona fide written job offer or paid engagement in a Data Analyst or adjacent analytics role with annual compensation meeting entry-level market benchmarks (≥ ₹6.0 LPA or equivalent).

8.4.6 Refund Claim & Direct Disbursement Process

If an eligible student meets all criteria (8.4.1 through 8.4.5) and has not received a qualifying job offer at the conclusion of 120 calendar days post-graduation, the student may submit a refund claim via anuj.saini@topfolio.in with their application log. Following verification, Topfolio initiates a 100% reversal of the ₹8,999 fee via Razorpay directly to the original payment method within 7–10 business days.

If a payment fails, is reversed, or is flagged as fraudulent, we may suspend access to the related paid service and/or your account until the issue is resolved.

9. Disclaimer of Warranties

Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. We do not guarantee:

  • That our services will be uninterrupted or error-free
  • The accuracy or completeness of any content
  • That completing our courses will result in employment (except as expressly provided under the 100% Money-Back Job Guarantee warranty in Section 8.4 for the Founder Career Guarantee Tier)
  • Any specific outcomes from using our services (except as provided under applicable commercial warranties in Section 8)

10. Limitation of Liability

To the maximum extent permitted by law, Topfolio shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability for any claims arising from these Terms shall not exceed the amount you paid us (if any) in the twelve months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Topfolio, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of significant changes by posting a notice on our website or sending you an email. Your continued use of our services after changes constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of India.

14. Contact

If you have any questions about these Terms, please contact us:

By using Topfolio, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them. If you do not agree to these Terms, please do not use our services.